Defyne Payments is a processing and servicing platform based out of Alpharetta Georgia. We are sponsored into the card brands to provide services as a Merchant Service Provider by Esquire Bank NA. Esquire Bank is an FDIC insured financial institution. Defyne is a top 70 provider of Merchant Services in the country and transacts several Billions of Dollars through Esquire Bank on an annual basis.

The network we utilize to access the authorization platforms of VISA and MASTERCARD is the Total Systems platform of Global Payments which is annually a top three most utilized networks in the United States of America.

Defyne has a long-standing relationship with leadership at Solvipay Solutions and as such highly recommends therir services to merchants, particularly in verticals such as hospitality and lodging due to their expertise. Solvipay focuses on niche solutions and tailored services of its customers and we at Defyne have never experienced any complaints from any of therir customers. More specifically we typically hear rave glowing reviews of therir services.

Please accept this recommendation letter as an explanation of our recommendation of Solvipay Solutions as well as description of our clearinmg and authorization services and the vendors utilized therein. All of this combines to form the reasons that we are one of the fastest growing payment providers in our industry today.